A Tenant’s Guide To Renting For The First Time

Renters' Rights  >  A Tenant’s Guide To Renting For The First Time
By
Ben Yarrow
Updated
11 February 2025
Posted
27 January 2025

Renting your first home is an exciting milestone, but it can also feel overwhelming if you’re not sure where to start. From budgeting and searching for the right property to signing a lease and moving in, there are several steps involved that require careful planning and attention to detail. 

As a first-time renter, it’s important to understand your rights, responsibilities, and the common pitfalls to avoid. This guide will walk you through everything you need to know to confidently navigate the rental process and make your first experience as a tenant a smooth and successful one.


 

Finding A Rental Property

Finding a rental property can be a competitive and time-sensitive process, particularly in high-demand areas. Start by determining your budget and preferred location, taking into account transport links, local amenities, and proximity to work or school. 

Popular platforms like Rightmove, Zoopla, and OpenRent provide comprehensive listings that allow you to filter by property type, size, and price range. View properties as soon as possible, as quality rentals can be snapped up quickly. 

For a more in-depth look at finding a rental property take a look at our guide which offers lots of great advice about what to consider when looking at rented homes.


 

Questions To Ask Landlord Or Letting Agent

When renting a property, asking the right questions to the landlord or letting agent is essential to avoid surprises later. Start by confirming the total monthly rent, deposit amount, and whether any bills are included. 

Ask about the tenancy length and whether it can be extended. Check who is responsible for maintenance and repairs, and clarify how issues like plumbing or heating faults will be handled. Inquire about the condition of appliances, the age of the boiler, and whether the property meets safety standards, such as having a valid gas safety certificate and smoke alarms. 

If the property is furnished, request an inventory to avoid disputes over damage or missing items. Finally, ask about the process for returning your deposit and if it will be protected in a government-approved scheme, as required by UK law.

Shelter have a useful checklist for viewing a rental property which advises you what to look out for when viewing a potential new rented home.

And don't forget to check reviews on Marks Out Of Tenancy before making a decision on a property. This platform allows you to search for detailed reviews from previous tenants about various aspects of renting. You can find feedback on properties, landlords, letting agents, and even the surrounding neighbourhoods. By using this resource, you’ll get valuable insights into what to expect, helping you make a more informed choice about where to live.

 

 

Preparing Your Rental Application

Preparing your rental application is crucial to securing a property in the competitive rental market. Start by gathering essential documents, including proof of income (such as payslips or bank statements), a valid photo ID, and references from previous landlords or employers. 

Ensure your credit history is in good standing, as many landlords and letting agents will perform a credit check. If you’re self-employed, provide evidence of your income, such as tax returns or an accountant’s reference. Be ready to complete a rental application form promptly, as delays could cost you the property. 

Having a guarantor lined up, if required, can also strengthen your application. Finally, double-check the details of your tenancy agreement to ensure you understand the terms before signing.


 

Moving Into Your Rented Home

Moving into your rented home is an exciting but important process that requires careful attention. Before moving in, ensure you’ve signed the tenancy agreement, paid the deposit, and that it’s protected in a government-approved scheme like Deposit Protection Service (DPS). 

Conduct a thorough check of the property with the landlord or letting agent, and ensure a detailed inventory is provided, documenting the condition of fixtures, fittings, and furniture. Take photos of any existing damage as evidence. 

Set up essential utilities, including gas, electricity, water, and internet, and notify providers of your move-in date. It’s also a good idea to register with the local council for council tax. Once settled, keep a copy of your tenancy agreement handy and report any maintenance issues promptly to your landlord or letting agent.

Our essential guide to moving house is packed full of useful information on making moving easier.


 

Understanding Your Tenancy Agreement 

Understanding your tenancy agreement is essential when renting a property in the UK, as it sets out the rights and responsibilities of both tenant and landlord. Carefully review key details such as the duration of the tenancy, monthly rent, payment due dates, and any penalties for late payments. 

Pay attention to clauses about maintenance responsibilities, restrictions on pets or subletting, and rules regarding changes to the property, such as redecorating. Ensure you understand the notice period required for ending the tenancy and any fees associated with early termination. 

Confirm that your deposit will be protected in a government-approved scheme, as required by UK law. If anything is unclear, ask the landlord or letting agent for clarification before signing, as the tenancy agreement is a legally binding document.


 

Budgeting For Costs Beyond Rent

When renting it is essential to budget for costs beyond the monthly rent to avoid unexpected financial strain. Utilities such as electricity, gas, and water are often not included in the rent, so factor these into your monthly expenses. Council tax is another significant cost, and the amount depends on the property’s location and council tax band; discounts may apply for students or single occupants. 

Additional expenses may include broadband, TV licensing, and contents insurance to protect your belongings. Be prepared for one-off costs like the tenancy deposit, usually equivalent to five weeks’ rent, and moving expenses. If the property is unfurnished, you may also need to budget for furniture and appliances. Planning for these costs ensures you’re fully prepared for the financial responsibilities of renting.

For a more detailed look at the costs beyond rent, take a look at our guide to understanding the monthly expenses beyond rent.


 

Tenant And Landlord Responsibilities

In the UK, both tenants and landlords have specific responsibilities to ensure a smooth and fair tenancy. Tenants are responsible for paying rent on time, maintaining the property in a good condition, and keeping it clean and safe. They must also report any maintenance issues promptly and avoid causing damage to the property. Tenants should ensure they comply with the terms of the tenancy agreement, including restrictions on pets or subletting, and give appropriate notice if they intend to leave. 

On the other hand, landlords must provide a safe and habitable property, conducting necessary repairs and ensuring that the property meets health and safety standards, such as having working smoke alarms and a gas safety certificate. They must also protect the tenant’s deposit in a government-approved scheme and follow the proper legal procedures for evictions. 

Both parties must respect each other’s rights and communicate openly to address any issues that arise during the tenancy. Find out more about landlord and tenant responsibilities when it comes to making repairs in a rented property.


 

How To Protect Your Deposit 

Protecting your rental deposit is crucial when renting a property in the UK, as it ensures that your money is safe and can be returned at the end of your tenancy, provided you meet all conditions. By law, landlords must protect your deposit in a government-approved tenancy deposit scheme (TDP) within 30 days of receiving it. 

Always request a receipt or confirmation of deposit protection, and keep a copy for your records. To ensure the deposit is returned, maintain the property well during your tenancy, address any issues promptly, and follow the terms of the tenancy agreement, such as rules on decorating or making alterations. 

When moving out, conduct a thorough cleaning, repair any minor damage, and check the inventory to avoid disputes. If there is a disagreement over the return of the deposit, the TDP scheme provides a free dispute resolution service to help resolve the issue.

For a more in-depth look at rental deposits, check out our guide to getting your deposit back from your landlord.


 

Ending Your Tenancy 

Ending your tenancy in the UK requires careful attention to legal and contractual obligations to ensure a smooth transition and the return of your deposit. To begin, review your tenancy agreement to understand the notice period required—typically one month for a periodic tenancy or longer for fixed-term contracts. 

Notify your landlord or letting agent in writing of your intent to leave, and make sure to keep a copy of the notice for your records. 

Before moving out, arrange for a final inspection of the property with the landlord or letting agent, ensuring any necessary repairs or cleaning are completed. Return all keys and ensure the property is left in good condition, in line with the inventory.

If there is any dispute over the return of your deposit, contact the tenancy deposit protection scheme, which offers free dispute resolution. Properly following these steps helps ensure the tenancy ends smoothly and you receive your deposit back in full.